Bad Credit Car Loans in Ottawa

At RightRide, our goal is to get you driving a vehicle, regardless of your credit history. We offer bad credit car loans in Ottawa and will find you a payment plan that fits your lifestyle and budget. Because we believe every Canadian should be able to afford a vehicle.

Ottawa is the capital of Canada and represents the culture and fun that our country has to offer. 

If you live in our country’s capital, you’re bound to have visited Parliament Hill. You can take a guided tour of the Senate of Canada Building, the House of Commons and the Parliament of Canada. Plus it’s also really neat to watch the Changing of the Guard or go to the top of the Peace Tower.

When you live in Ottawa, you’re automatically immersed in Canada’s rich military history. At the Canadian War Museum, you can visit galleries showcasing military technology, check out Memorial Hall and other interactive presentations, artwork and photographs. If you’re into art museums, the National Gallery of Canada features an extraordinary collection of Canadian art.

If you prefer to get out and about and enjoy the weather, you can always visit the Rideau Canal, one of the oldest landmarks in Ottawa. Or at night, sign up for the Ghosts and the Gallows tour of one of North America’s most haunted buildings: the Old Carleton County Jail. 

There’s plenty to do in Ottawa—even more than we could fit on this list! We can help you find a vehicle for your next day trip around the city. 

At RightRide, we know buying a new car can be stressful, which is why we’ve made our process simple, straightforward and fully online. Our goal is to get you driving a vehicle you love at a payment you can manage. We offer bad credit car loans in Ottawa so folks who have struggled because of bad credit can get approved.  

Here are some FAQs to read before you apply:

I’m a new resident in Canada. Will I still be able to qualify for a car loan? 

Absolutely. New Canadians can definitely get a car loan through RightRide, regardless of their credit history in Canada. 

Do I need to give you my social insurance number when I apply? 

We don’t require your SIN number up front to start helping you through the process. You can actually get pre-approved without your SIN number! However, if you find a vehicle you’d like to purchase, you’ll be required to provide your SIN number as part of the financing process. 

How do I apply? 

Our application process is easy and it’s all online! Here’s how we’ll get you pre-approved: 

  1. Tell us the type of vehicle you’d like to buy. 
  2. Next we’ll ask for some of your information including your income, employment and basic contact information. You’ll know if you’re pre-approved for a new vehicle within minutes. 
  3. Our team will help you choose a vehicle and monthly payment plan that works for your lifestyle and budget. 
  4. Once your payment plan and vehicle are approved, you get driving! 

We’re here to help you get driving the right way. If you’re ready to get started, apply now.

Our Proud Partner

AutoCanada, a leading North American multi-location automobile dealership group currently operates 50 franchised dealerships, comprised of 22 brands, in 8 provinces in Canada and employs over 4,200 employees. AutoCanada currently sells Chrysler, Dodge, Jeep, Ram, FIAT, Alfa Romeo, Chevrolet, GMC, Buick, Cadillac, Infinity, Nissan, Hyundai, Subaru, Audi, Volkswagen, Mazda, Mercedes-Benz, Smart, BMW, MINI and Ford branded vehicles. In 2017, our dealerships sold approximately 63, 000 vehicles and processed approximately 870,000 service collision repair orders in our 999 service bays.

RightRide Reviews

Take a look at what some  of our past customers have said about their experience with RightRide. From application and vehicle selection to service and customer support.

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Getting a car loan with AutoCanada Finance was quick, easy, and straightforward. The team was easy to deal with and explained everything to me. I was driving my vehicle the day after I filled out my application.
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Throughout my entire experience I felt absolutely zero pressure and was not rushed into anything. I ended up purchasing a new truck and have been on cloud nine ever since (first new anything in my life)!
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Financing a new vehicle with Auto Canada was one of the best decisions I've made. I got to choose from thousands of vehicles and got an interest rate I'm happy with. What a great experience.
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All of the staff are polite, friendly, knowledgeable and thorough. I am very pleased with all aspects of the services performed.
Thank you.
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Great customer service! Never felt pressured or rushed to make a decision. My sales agent was always attentive to questions and compassionate to my personal buying situation. The service level really helped me feel comfortable buying with them!
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