hamilton skyline
hamilton skyline

Bad Credit Car Loans in Hamilton

We started RightRide to help Canadians who have struggled to get approved for vehicle financing due to bad credit. Our goal is to get you driving a vehicle you love at a payment that fits your budget and lifestyle, which is why we offer bad credit car loans in Hamilton. We believe every Canadian should be able to afford a new vehicle.

So you want a car loan but you don’t want it from a lender you can’t trust. You’d also rather not have to go back and forth between the bank and the dealership to get approved. We can get you driving a new vehicle without the hassle and frustration of getting a traditional car loan. 

We offer bad credit car loans in Hamilton because we want to help you get driving the right way. 

If you live in Hamilton, you’re bound to have visited Dundurn Castle, an Italian-style villa with 40 rooms that was built in the 1830s. It was the former site of a military encampment but today, the villa showcases the life of the affluent family who lived there as well as the servants who lived and worked below the stairs. In July and August, you can tour the beautiful gardens on the Dundurn Castle grounds or take a historic cooking workshop. 

Hamilton’s also known for the HMCS Haida National Historic Site. It’s home to the HMCS Haida, a Tribal class destroyer that served in the Second World War, the Korean Conflict and the Cold War. It’s the only Tribal class destroyer left out of 27 that were built around the Second World War. On your next trip, you can explore the decks of the ship and experience the rich history of the Royal Canadian Navy. 

We’d also be surprised if you haven’t tried the Hamilton Hopper Scavenger Hunt. Using the Let’s Roam app, you can take a scavenger hunt around your city and see the most popular buildings, parks and public art. 

If you’re in need of a new vehicle, we can help. Our goal is to get you driving a new vehicle at a payment you can manage. 

If you’re not sure what you can afford, our Car Loan Calculator can help you estimate weekly, bi-weekly or monthly car payments based on different budgets and vehicle prices. This will give you an idea of what you can afford and will help you narrow your search for your next vehicle. 

Here’s how our calculator works: 

  • First you enter your vehicle price. You can either enter the price of the vehicle you’re looking to purchase or enter your total budget. 
  • Choose a car loan term length. You can adjust the loan term to see how your payments change with different lengths. Generally the longer the loan term, the lower your monthly payment will be. 
  • Pick your estimated credit. You can select different credit options to see how they affect your monthly payments. A credit score of around 650 is the average for many Canadians but you can select which one applies to you. 
  • Get your results! Your results will appear after you make each change. Remember this is an estimate but it will give you an idea of what you can afford.

After you know what you’re working with, you can browse our inventory. We have access to over 50 dealerships across Canada that represent almost every major vehicle brand. Whether you’re looking for a car, hatchback, SUV, truck or van, we have thousands of models to choose from. If you have any questions about the process, our team is fully available online to support you.


Once you’ve tried our Car Loan Calculator and checked out our inventory, you can apply! We’ve made our pre-approval process easy so you can get your car and your loan at the same place. This means you don’t have to deal with banks, lenders or the dealership. 
We’re here to help you get driving the right way. If you’re ready to get started, apply now.

Our Proud Partner

AutoCanada, a leading North American multi-location automobile dealership group currently operates 50 franchised dealerships, comprised of 22 brands, in 8 provinces in Canada and employs over 4,200 employees. AutoCanada currently sells Chrysler, Dodge, Jeep, Ram, FIAT, Alfa Romeo, Chevrolet, GMC, Buick, Cadillac, Infinity, Nissan, Hyundai, Subaru, Audi, Volkswagen, Mazda, Mercedes-Benz, Smart, BMW, MINI and Ford branded vehicles. In 2017, our dealerships sold approximately 63, 000 vehicles and processed approximately 870,000 service collision repair orders in our 999 service bays.

RightRide Reviews

Take a look at what some  of our past customers have said about their experience with RightRide. From application and vehicle selection to service and customer support.

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Getting a car loan with AutoCanada Finance was quick, easy, and straightforward. The team was easy to deal with and explained everything to me. I was driving my vehicle the day after I filled out my application.
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Throughout my entire experience I felt absolutely zero pressure and was not rushed into anything. I ended up purchasing a new truck and have been on cloud nine ever since (first new anything in my life)!
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Financing a new vehicle with Auto Canada was one of the best decisions I've made. I got to choose from thousands of vehicles and got an interest rate I'm happy with. What a great experience.
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All of the staff are polite, friendly, knowledgeable and thorough. I am very pleased with all aspects of the services performed.
Thank you.
Read More
Great customer service! Never felt pressured or rushed to make a decision. My sales agent was always attentive to questions and compassionate to my personal buying situation. The service level really helped me feel comfortable buying with them!
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