How to Get a Car Loan

Car Loans 101

Buying a new car and getting a car loan shouldn’t be complicated or stressful. We’ve broken down the car loan process to make it easy and understandable for everyone. In just a few steps, you can be well on your way to driving a new vehicle.

Getting a car loan

Unless you are buying a vehicle with cash, which isn’t the case for most of us, you will usually need to get a loan when buying a new vehicle. An auto loan works much the same way as other types of loans. You take a loan to buy your new car, and you agree to pay back the amount you borrowed through monthly payments.

How do you get a car loan?

Most people think that the only way to get a car loan is through their bank or directly at the car dealership. The truth is there are many options available to you outside of your bank and at RightRide, we have special finance programs that offer more flexible rates, payment terms, and loan options designed to meet the needs of customers who aren’t buying through a traditional lender.

Do you need a great credit score to get a car loan?

The simple answer is no. There are several factors in addition to your credit history and credit score that we look at when approving your car loan. We consider how much income you have, your existing monthly payments, the amount of the loan you are applying for, and the type and age of the vehicle you are purchasing.

What information do you need to apply for a car loan?

We don’t need much information to get the process started. Fill out the form on this page with your contact details and our team will be in touch to discuss vehicle options. Once we know what type of vehicle you are looking for, we can begin the process of putting together your vehicle loan and we can often have customers approved within 24 hours or less.

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be able to shop our nationwide inventory for the right car.